When you are moving, it is vital that you protect yourself and your property. Moving truck insurance can be confusing. If you are using a moving company, they should have insurance, but don’t assume that everything is covered; ask to be sure. If you are renting a truck, then you should ask the rental company for insurance. Your personal insurance, in some states, give you coverage, but it may not be enough or the right type of coverage. Check with your insurance provider to be sure that the rental truck is covered.
Be sure the following is protected by your moving truck insurance
- Bodily injury to yourself or someone else
- The rental truck if it is hit by someone
- If you hit someone or something
- All of you content
- If a driver hits you and they are not insured
- Theft
Also, you have to remember that some states are “no fault states”, like Hawaii, or may have limited laws. You will need to understand the insurance laws in the states you will be passing through if you want to be thorough.